支付宝+银联统一支付功能实现-php手册-php.cn

这个model将支付宝和银行支付统一到一起，摆脱了对SDK的依赖，我尽量封在了这一个model里面，可根据自己项目需求修改。

应一些朋友要求，我把发起支付以及支付回调部分也放上来，我去掉了一些内容只留下了流程。

2015-8-14更新：很久没上这里了，发现好多消息说想要模板，我这里发出来。
PayAction：<?php <br /> class PayAction extends Action{<br> //支付跳转<br> function do_pay(){<br> //构造参数<br> $payment = array(<br> 'money'=>12,<br> 'deal_name'=>'充值',<br> //支付银行，对应银行ID我在后面贴出来<br> 'bank_id'=>'',<br> 'notice_sn'=>'20140920123456',<br> );<br> echo D('Payment')->get_payment_code($payment);<br> }<br> <br> //支付结果同步回调<br> function response(){<br> $request = $_GET;<br> unset($request['_URL_']);<br> $pay_res = D('Payment')->notify($request);<br> <br> if($pay_res['status']){<br> //支付成功业务逻辑<br> }else{<br> $this->error('支付失败');<br> }<br> }<br> <br> //支付结果异步回调<br> function notify(){<br> $request = $_POST;<br> $pay_res = D('Payment')->notify($request);<br> <br> if($pay_res['status']){<br> //支付成功业务逻辑<br> echo 'success';<br> }else{<br> echo 'fail';<br> }<br> }<br> }<br> <br> //银行ID<br> $bank_id = array(<br> 'ICBCB2C' => '中国工商银行',<br> 'CMB' => '招商银行',<br> 'CCB' => '中国建设银行',<br> 'ABC' => '中国农业银行',<br> 'SPDB' => '上海浦东发展银行',<br> 'SDB' => '深圳发展银行',<br> 'CIB' => '兴业银行',<br> 'BJBANK' => '北京银行',<br> 'CEBBANK' => '中国光大银行',<br> 'CMBC' => '中国民生银行',<br> 'CITIC' => '中信银行',<br> 'GDB' => '广东发展银行',<br> 'SPABANK' => '平安银行',<br> 'BOCB2C' => '中国银行',<br> 'COMM' => '交通银行',<br> 'ALIPAY' => '支付宝',<br> );<br> <br> ?>出现调试错误一般是参数传错了
1、配置model里面的config，model里其他东西根本不用看
2、构造请求参数$payment
money、deal_name和订单号notice_sn是你随便给的，bank_id在页面用 radio传过来的其值是我给的那些银行ID，比如工行就是ICBCB2C
支付宝+银联统一支付功能实现

PaymentModel：<?php <br /> <br> class PaymentModel extends Model{<br> private $config;<br> function _initialize(){<br> $this->config = array(<br> 'alipay_partner'=>C('ALIPAY_PARTNER'),<br> 'alipay_account'=>C('ALIPAY_ACCOUNT'),<br> 'alipay_key'=>C('ALIPAY_KEY'),<br> 'return_url' => 'http://'.HOST_NAME.U('Pay/response'),<br> 'notify_url' => 'http://'.HOST_NAME.U('Pay/notify'),<br> );<br> }<br> function get_payment_code($form){<br> $link = $form['bank_id'] == 'ALIPAY' ? $this->alipay_link($form) : $this->bank_link($form);<br> return $link;<br> }<br> // 银联接连<br> function bank_link($form){<br> $payment_notice = array(<br> 'money'=>$form['money'],<br> 'deal_name'=>$form['order_name'],<br> 'bank_id'=>$form['bank_id'],<br> 'notice_sn'=>$form['order_sn'],<br> );<br> $money = round($payment_notice['money'],2);<br> $payment_info = $this->config;<br> <br> $subject = $payment_notice['deal_name'];<br> <br> $data_return_url = $payment_info['return_url'];<br> $data_notify_url = $payment_info['notify_url'];<br> <br> $service = 'create_direct_pay_by_user';<br> /* 银行类型 */<br> $bank_type = $payment_notice['bank_id'];<br> <br> $parameter = array(<br> 'service' => $service,<br> 'partner' => $payment_info['alipay_partner'],<br> //'partner' => ALIPAY_ID,<br> '_input_charset' => 'utf-8',<br> 'notify_url' => $data_notify_url,<br> 'return_url' => $data_return_url,<br> /* 业务参数 */<br> 'subject' => $subject,<br> 'out_trade_no' => $payment_notice['notice_sn'], <br> 'price' => $money,<br> 'quantity' => 1,<br> 'payment_type' => 1,<br> /* 物流参数 */<br> 'logistics_type' => 'EXPRESS',<br> 'logistics_fee' => 0,<br> 'logistics_payment' => 'BUYER_PAY_AFTER_RECEIVE',<br> 'extend_param' => 'changjianghu',<br> /* 买卖双方信息 */<br> 'seller_email' => $payment_info['alipay_account'],<br> 'defaultbank' => $bank_type,<br> 'payment' => 'bankPay'<br> );<br> <br> $parameter = $this->argSort($parameter);<br> <br> $param = '';<br> $sign = '';<br> <br> foreach ($parameter AS $key => $val){<br> $param .= "$key=" .urlencode($val). "&";<br> $sign .= "$key=$val&";<br> }<br> <br> $param = substr($param, 0, -1);<br> $sign = substr($sign, 0, -1). $payment_info['alipay_key'];<br> $sign_md5 = md5($sign);<br> <br> <br> $payLinks = '<form>正在连接支付接口...</form>';<br> $payLinks.='<script>document.getElementById("jumplink").submit();</script>';<br> <br> return $payLinks;<br> }<br> // 支付宝链接<br> function alipay_link($form){<br> $payment_notice = array(<br> 'money'=>$form['money'],<br> 'deal_name'=>$form['order_name'],<br> 'bank_id'=>$form['bank_id'],<br> 'notice_sn'=>$form['order_sn'],<br> );<br> $money = round($payment_notice['money'],2);<br> $payment_info = $this->config;<br> <br> $subject = $payment_notice['deal_name'];<br> <br> $data_return_url = $payment_info['return_url'];<br> $data_notify_url = $payment_info['notify_url'];<br> <br> $parameter = array(<br> 'service' => 'create_direct_pay_by_user',<br> 'partner' => $payment_info['alipay_partner'],<br> //'partner' => ALIPAY_ID,<br> '_input_charset' => 'utf-8',<br> 'notify_url' => $data_notify_url,<br> 'return_url' => $data_return_url,<br> /* 业务参数 */<br> 'subject' => $subject,<br> 'out_trade_no' => $payment_notice['notice_sn'], <br> 'price' => $money,<br> 'quantity' => 1,<br> 'payment_type' => 1,<br> /* 物流参数 */<br> 'logistics_type' => 'EXPRESS',<br> 'logistics_fee' => 0,<br> 'logistics_payment' => 'BUYER_PAY_AFTER_RECEIVE',<br> 'extend_param' => 'changjianghu',<br> /* 买卖双方信息 */<br> 'seller_email' => $payment_info['alipay_account']<br> );<br> // print_r($parameter);exit;<br> $parameter = $this->argSort($parameter);<br> <br> $param = '';<br> $sign = '';<br> <br> foreach ($parameter AS $key => $val)<br> {<br> $param .= "$key=" .urlencode($val). "&";<br> $sign .= "$key=$val&";<br> }<br> <br> $param = substr($param, 0, -1);<br> $sign = substr($sign, 0, -1). $payment_info['alipay_key'];<br> $sign_md5 = md5($sign);<br> <br> <br> $payLinks = '<form>正在连接支付接口...</form>';<br> $payLinks.='<script>document.getElementById("jumplink").submit();</script>';<br> <br> return $payLinks;<br> }<br> <br> /*结果*/<br> function notify($request){<br> $return_res = array(<br> 'info'=>'',<br> 'status'=>false,<br> );<br> $payment = $this->config;<br> <br> $request = $this->argSort($request);<br> <br> /* 检查数字签名是否正确 */<br> $isSign = $this->getSignVeryfy($request);<br> if (!$isSign){//签名验证失败<br> $return_res['info'] = '签名验证失败';<br> return $return_res;<br> }<br> <br> if ($request['trade_status'] == 'TRADE_SUCCESS' || $request['trade_status'] == 'TRADE_FINISHED' || $request['trade_status'] == 'WAIT_SELLER_SEND_GOODS' || $request['trade_status'] == 'WAIT_BUYER_CONFIRM_GOODS'){<br> <br> $return_res['status'] = true;<br> <br> }<br> return $return_res;<br> }<br> <br> // 获取返回时的签名验证结果<br> function getSignVeryfy($para_temp) {<br> //除去待签名参数数组中的空值和签名参数<br> $para_filter = $this->paraFilter($para_temp);<br> //对待签名参数数组排序<br> $para_sort = $this->argSort($para_filter);<br> //把数组所有元素，按照“参数=参数值”的模式用“&”字符拼接成字符串<br> $prestr = $this->createLinkstring($para_sort);<br> <br> $isSgin = false;<br> $isSgin = $this->md5Verify($prestr, $para_temp['sign'], $this->config['alipay_key']);<br> return $isSgin;<br> }<br> // 验证签名<br> function md5Verify($prestr, $sign, $key) {<br> $prestr = $prestr . $key;<br> $mysgin = md5($prestr);<br> <br> if($mysgin == $sign) {<br> return true;<br> }<br> else {<br> return false;<br> }<br> }<br> // 把数组所有元素，按照“参数=参数值”的模式用“&”字符拼接成字符串<br> function createLinkstring($para) {<br> $arg = "";<br> while (list ($key, $val) = each ($para)) {<br> $arg.=$key."=".$val."&";<br> }<br> //去掉最后一个&字符<br> $arg = substr($arg,0,count($arg)-2);<br> <br> //如果存在转义字符，那么去掉转义<br> if(get_magic_quotes_gpc()){$arg = stripslashes($arg);}<br> <br> return $arg;<br> }<br> // 除去数组中的空值和签名参数<br> function paraFilter($para) {<br> $para_filter = array();<br> while (list ($key, $val) = each ($para)) {<br> if($key == "sign" || $key == "sign_type" || $val == "")continue;<br> else $para_filter[$key] = $para[$key];<br> }<br> return $para_filter;<br> }<br> // 对数组排序<br> function argSort($para) {<br> ksort($para);<br> reset($para);<br> return $para;<br> }<br> <br> }<br> <br> ?>HTML模板：nbsp;html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"><br> <br> <br> <meta> <br> <meta> <br> <meta> <br> <title>预购一个梦想 - 唱江湖音乐众筹网</title> <br> <meta> <br> <meta> <br> <link> <br> <link> <br> <link> <br> <script></script><br> <br> <br> <br> <br> <div> <br> <div> <br> <div> <br> <div> <br> <img alt="支付宝+银联统一支付功能实现" ><br> <map><br> <area> <br> <area> <br> <area> <br> <area> <br> </map> </div> <br> <br> </div> <br> <ul> <br> <li> <br> <span><br> <a>首页</a><br> </span> <br> </li> <br> <li> <br> <span><br> <a>音乐众筹</a><br> </span> <br> </li> <br> <li> <br> <span><br> <a>秒杀</a><br> </span> <br> </li> <br> <li> <br> <span><br> <a>帮助中心</a><br> </span> <br> </li> <br> <li> <br> <span><br> <a>发起众筹</a><br> </span><br> <span><br> <a>发起秒杀</a><br> </span><br> </li> <br> </ul> <br> <div> <br> <div> <br> <a>消息</a> | <br> <a>Badri</a> | <br> <a>登出</a><br> <br> <br> <div> <br> <div> <br> <span><a>关注动态</a></span><br> <span><a>查看评论</a></span><br> <span><a>查看私信</a></span><br> <span><a>查看通知</a></span><br> <br> </div> <br> </div> <br> <div> <br> <div> <br> <span><a>我的主页</a></span><br> <span><a>项目管理</a></span><br> <span><a>发起项目</a></span><br> <span><a>秒杀管理</a></span><br> <span><a>发起秒杀</a></span><br> <span><a>个人设置</a></span><br> <br> </div> <br> </div> <br> <br> </div> <br> <form> <br> <div> <br> <input><br> <input><br> <input> <br> </div> <br> </form> <br> <br> <br> <br> </div> <br> <br> <br> <br> <br> </div> <br> </div> <br> <br> <link> <br> <script></script><br> <div></div> <br> <br> <div> <br> <div> <br> <div> <br> 专为音乐人设计的便携式监听音箱iLoud <div> <br> <font><br> 支持金额 ¥1990.00 <br> <br> 邮费:¥15.00<br> </font><br> 应付总额 <span>¥2002.00</span> 元 <br> </div> <br> </div> <br> <br> <div></div> <br> <br> <div></div> <br> <br> <div> <br> <br> <form> <br> <br> <div> <br> <div></div> <br> <label>使用余额支付:</label><br> <input><br> <label>可用余额：¥82,800.00</label><br> <input><br> <input><br> <div></div> <br> </div> <br> <br> <div> <style>.alibank_types{float:left; display:block; background:url(http://zc.changjianghu.com/system/payment/AlipayBank/banklogo.gif); font-size:0px; width:150px; height:10px; text-align:left; padding:15px 0px;}.bk_typeCMB{background-position:15px -444px; }.bk_typeICBCB2C{background-position:15px -404px; }.bk_typeCCB{background-position:15px -84px; }.bk_typeABC{background-position:15px -44px; }.bk_typeSPDB{background-position:15px -364px; }.bk_typeSDB{background-position:15px -324px; }.bk_typeCIB{background-position:15px -484px; }.bk_typeBJBANK{background-position:15px -610px; }.bk_typeCEBBANK{background-position:15px -124px; }.bk_typeCMBC{background-position:15px -164px; }.bk_typeCITIC{background-position:15px -284px; }.bk_typeGDB{background-position:15px -244px; }.bk_typeSPABANK{background-position:15px -903px; }.bk_typeBOCB2C{background-position:15px -939px; }.bk_typeCOMM{background-position:15px -204px; }.bk_typeICBCBTB{background-position:15px -782px; }.bk_typePSBC-DEBIT{background-position:15px -524px; }</style> <script>function set_bank(bank_id){$("input[name='bank_id']").val(bank_id);}</script><label><input></label><label><input></label><label><input></label><label><input></label><label><input></label><label><input></label><label><input></label><label><input></label><label><input></label><label><input></label><label><input></label><label><input></label><label><input></label><label><input></label><label><input></label><input><div></div> </div> <div> <div> <input> 支付宝即时到帐支付：</div> <div><img alt="支付宝+银联统一支付功能实现" ></div> <div></div> <div></div> </div> <br> <div></div> <br> <div> <br> <div> <br> <div> <br> <span>确定，去付款</span><br> </div> <br> </div> <br> <input> <br> <input> <br> <input><br> <input> <br> <input> <br> <div></div> <br> </div> <br> <br> </form> <br> <br> </div> <br> <div> <br> <br> <div> <br> <div> <br> <img alt="支付宝+银联统一支付功能实现" ><br> <div></div> <br> <a>专为音乐人设计的便携式监听音箱iLoud</a><br> <div></div> <br> <a>百音堂</a><br> <br> </div> <br> <div> <br> <div></div> <br> </div> <br> <div> <br> <div> <br> <span></span><br> </div> <br> <div></div> <br> <div> <span>90%</span><span>剩余</span> </div> <br> <div> <span><font>9</font>份</span><span>剩余份数</span> </div> <br> <div> <span><font>1990</font>元</span><span>价格</span> </div> <br> <br> <div></div> <br> </div> <br> </div> <br> <br> <br> <br> </div> <br> <br> <div></div> <br> <br> </div> <br> </div> <br> <div></div> <br> <br> <div></div> <br> <div> <br> <div> <br> <div> <br> <dl> <br> <h3>来自唱江湖的信息：</h3> <br> <dd></dd> <br> </dl> </div> </div> </div>