How do credit card management or accounting software import user bank statement information?

No need to type by hand, automatically synchronize bank statement information. Is there an open interface, or does it have to negotiate cooperation with every bank?

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No need to type by hand, automatically synchronize bank statement information. Is there an open interface, or does it have to negotiate cooperation with every bank?

It should be discussed. Money-related matters are not trivial, and it is unlikely that the public interface will be opened for anyone to check.

A lot of data is extracted via SMS or email bill

Alipay, 51 credit card is charged for mail bill. A small number of banks have opened interfaces to Alipay.