Question: Should I choose equal principal and interest for a house purchase loan? Or an equal amount of principal? How much interest do each need to pay? Of the monthly loan repayments, how much is principal and how much is interest? If the loan is for 30 years, can you calculate the monthly repayment details for these 360 months? Do you know how many methods there are for large repayments? How much money can you save with a balloon payment? Background There are two ways to borrow money from banks: equal amounts of principal and equal amounts of principal and interest. Equivalent principal, the monthly loan repayment amount is fixed, for example, a loan of 300,000 yuan, repaid in 30 years, the first month repayment is about 2,100 yuan, of which the principal is more than 800 yuan, and the interest is more than 1,200 yuan. These are all deposits. This method generates less interest than equal principal and interest. With equal principal and interest, the monthly repayment of principal and interest is fixed. For the same loan of 300,000 yuan, it will be repaid in 30 years. In this way, the monthly repayment is close to 1,600 yuan. Although the monthly repayment is less than the equal principal amount, it still pays off. During the loan cycle, the interest generated is more than the principal amount of the same amount. The mortgage analyzer software source code is open source, github download address: Despositor source code: visual studio 2013 C#.net, welcome to download.
1. .NET Framework - Detailed introduction to WinForm Mortgage Analyzer (pictures and text)
Introduction: When buying a house loan, choose equal principal and interest? Or an equal amount of principal? How much interest do each need to pay? Of the monthly loan repayments, how much is principal and how much is interest? Do you know how many methods there are for large repayments? How much money can you save with a balloon payment?
2. .NET Framework - Sample code used by LINQ9 class operators
Introduction: Linq standard query operator filter operator projection operator sort operator join operator combination operator quantifier operator...
3 . .NET Framework - Detailed Explanation of Exception Design Principles
##Introduction: Cutting-edge Exception Design Principles, Reference Microsoft msdn, combined with its own understanding and the handling of exception errors in past development, summarizes the software development architecture and how to better design a set of exception error guidelines.
4. .NET Framework-Try-Parse and Tester-Doer usage differences
Introduction: Do you know why the two transformations Parse() and TryParse() are provided in the .net framework? What is Try-Parse mode? What is the Tester-Doer pattern? Where to use it?
5. .NET Framework-Detailed explanation of the trap of components being referenced by containers in Winform technology
Introduction: .net (C#) WinForm development, because it is a visual design, so you can directly add a required component to the design interface manually, and .net will automatically initialize this Components, including property settings, etc., are added to InitilizeComponent(), and this component will be added to the corresponding parent component. All of this is done automatically by .net.
6. .NET Framework - Sample code for applying attributes and reflection to check data uniqueness
Introduction: The reflection and characteristic technology provided by .net framework can be used to check data repeatability to decide whether to write a certain piece of data to the database table.
7. .NET Framework- Summary of codes used in, out, ref, paras
Introduction: The four keywords provided by C#.net, in, out, ref, and paras, are often used in development. So how to use these three, and what are the differences?
8. .NET Framework - code example sharing for reference traps
Introduction: If the attribute values are equal, the objects will be equal by default? What are the disadvantages of having multiple references to an object? What's the harm in having members return reference variables?
9. .NET Framework - Detailed explanation of whether string is value or reference type
##Introduction: Is string a value type or a reference type? How efficient is it?
10. .NET Framework - Detailed explanation of memory management story and variable creation and destruction (picture)
Introduction: What are memory stack and heap used for in .NET? How does GC recycle resources? What are the functions of destructor, Finalize() method, using syntax sugar, and IDisposable interface? How to release resources (managed and unmanaged resources) more safely?
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