What does the payment system bank number mean?

The payment system bank number is the unique identification mark of a local bank; the payment system bank number is a number, which is different for each bank outlet. It is a distinguishing mark and the bank name can be queried through the bank number. The bank number is mainly used in cross-regional payment and settlement business. The bank number consists of 12 digits: 3-digit bank code, 4-digit city code, 4-digit bank number, and 1 check digit.

The operating environment of this tutorial: Windows 7 system, Dell G3 computer.

The payment system bank number is the bank bank number, which is the unique identification mark of a local bank, just like a person's ID card number.

The bank number of the payment system is a number. Each bank outlet is different. It is a distinguishing mark. You can query the bank name through the bank number.

The bank number is mainly used in cross-regional payment settlement business. The bank number has a total of 12 digits. The first 3 digits are the bank code, then the 4 digit city code and the 4 digit bank number, and the last 1 The digit is the check digit.

The payment system bank number is mainly used in the large-amount payment system\small-amount payment system\city commercial bank bank draft system\national check imaging system organized by the People's Bank of China (including Cross-regional payment and settlement services such as automatic bill clearing systems in some cities). The bank account is the corresponding genetic digital card number on each card. There is usually a passbook and a card under the account opening name, including bank debit cards and credit cards.

Generally, a large-value payment bank number is used when making remittances. This number corresponds to each bank outlet. It can be understood as the code of a bank branch. If you don’t know the specific name of the bank, When , enter this code to query.

The large-amount payment number refers to a real-time payment system (hereinafter referred to as the large-amount payment system) that uses a transaction-by-transaction real-time method to process payment services and clear funds in full. The purpose of building a large-amount real-time payment system is to provide banks, enterprises and financial markets with fast, efficient, safe and reliable payment and settlement services.

The large-amount real-time payment system (hereinafter referred to as the large-amount payment system) is developed and constructed by the People's Bank of China in accordance with my country's payment and clearing needs using modern computer technology and communication networks to handle large-amount inter-bank and intra-bank transactions in the same city and different places. Application systems for credit and emergency small credit payment services, credit payment services and instant transfer services of the People's Bank of China system.

The scope of the large-amount payment business system mainly includes large-amount payment business, instant transfer business and city commercial bank bank draft business.

1. General large-value payment business: It is initiated by the initiating bank and sent to the national processing center in real time one by one. After the national processing center clears the funds, it forwards the business of the receiving bank in real time. Including: remittance, remittance of entrusted collections, remittance of collection commitments, fund remittances handled by the central bank and the treasury department, etc.

2. Instant transfer payment business: It is initiated by a licensed participant (third party) directly connected to the national processing center of the payment system. After the funds are cleared in real time through the national processing center, the debited bank and the loaned bank are notified. Bookkeeping business. At present, it is mainly initiated by the Central Bond Integrated Business System.

Extended information:

If you want to know the bank number of a certain bank branch, you can call the bank customer service number and then transfer to manual service For enquiries, you can also go to the business outlets to inquire.

How to use

The method of using the joint bank number is: fill in the account number and name of the company's opening bank - then fill in the joint bank number - fill in the amount.

Electronic joint bank number

The electronic joint bank number consists of 6 digits and is used for cross-regional inter-bank settlement and fund clearing. The electronic joint bank number and electronic The interbank system and the connection between heaven and earth have been cancelled, and are no longer in use. The "payment system bank number" is used.

Joint bank number

The joint bank number is the joint bank code of the affiliated bank business institution expressed in Arabic characters within the People's Bank of China and various professional banking systems. All branches at all levels that have obtained a joint bank number signify that they can participate in joint bank transactions nationwide or within the jurisdiction of branches and sub-branches, and conduct direct remittances.

The joint bank number is filled in the sending declaration form at the sending bank, the receiving bank prepares the supplementary declaration form for electronic mail, and the electronic computing center prepares a reconciliation form for use in inquiries and reviews. my country's national joint bank bank numbers are uniformly issued by each head office. Banks that obtain such bank numbers can participate in national joint bank transactions;

The bank numbers within the jurisdiction of branches are unified by banks at the provincial, autonomous region and municipal level Banks that are compiled and issued this type of bank number can participate in the interbank exchanges within the province, autonomous region, and municipality directly under the Central Government.

The bank numbers for transactions within the jurisdiction of a branch shall be uniformly compiled by the branch and issued to the respective locations.

China's six major banks

refers to six large state-owned banks, including: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, China Postal Savings Bank, Bank of Communications. China's six major banks are all large comprehensive commercial banks with extensive and diversified business coverage, representing the strongest capital and strength in China's financial sector.

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