How to use Apple Pay later: Set up, sign up, and buy

How to use Apple Pay in the future?

First, you need to set upApple Pay Later. Follow these steps:

• Go to Settings using your Apple device.
• Tap Wallet & Apple Pay.
• Click "Add" and "Set up Apple Pay later."
• Follow the on-screen instructions to apply for an Apple Pay Later loan.

You have 30 days from the date of approval to use your available amount. Apple Pay Later lending has a one-time use policy. The amount between the amount you spend and the approved amount cannot be used for other purchases.

Apple Pay Later is a new feature that lets you buy items and pay for them over time using Apple Pay. It's a convenient and flexible way to manage your spending and budget. Here's how to Apply and use Apple Pay Later when making a purchase:

• Make sure you have the latest version of iOS or iPadOS on your device and that you're set up with a supported card Apple Pay
• When you're ready to make a purchase, tap the Apple Pay button.
• Select Apple Pay Later as your payment method and review your payment plan.
• Confirm your purchase using Face ID, Touch ID, or passcode.
• Enjoy your purchases and get paid automatically over time from your bank account or card.

Users can easily track, manage and pay loans within the wallet app. They can see the total amount due for all loans as well as upcoming payments in a calendar view. They will also receive notifications via their wallet and email before each payment is due. Users will need to link a debit card from the e-wallet as their loan repayment method.

# Certain purchases may have a one-time interest charge or interest charge depending on your payment plan.

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