Can WeChat accept transfers without binding a card?

WeChat can accept transfers without binding a card. Detailed introduction: WeChat provides an alternative, which is to transfer money through the "Change" function. Users can select the "Change" option in the "Wallet" function in WeChat, then select the "Transfer" function, enter the other party's WeChat ID or mobile phone number, fill in the transfer amount and transfer notes, and then complete the transfer operation. This method does not require binding a bank card, and only requires sufficient change balance in WeChat.

The operating system of this tutorial: ios16.6 system, WeChat version 8.0.37, iphone14 mobile phone.

With the popularity of mobile payment, WeChat payment has become an indispensable part of people's lives. The convenience and security of WeChat payment have been widely recognized and loved by users. However, some users may be worried about whether they can receive transfers if WeChat does not bind a bank card? This article will discuss this issue.

First of all, we need to make it clear that WeChat payment is a payment method based on bank cards. After users bind their bank cards in WeChat, they can perform consumption, transfer and other operations through WeChat Pay. Therefore, it is impossible to transfer money directly without binding a bank card.

However, WeChat offers an alternative, which is to transfer money through the "change" function. Users can select the "Change" option in the "Wallet" function in WeChat, then select the "Transfer" function, enter the other party's WeChat ID or mobile phone number, fill in the transfer amount and transfer notes, and then complete the transfer operation. This method does not require binding a bank card, and only requires sufficient change balance in WeChat.

It should be noted that there are certain restrictions on transfers through "change". First of all, there are certain restrictions on the transfer amount. Generally speaking, the amount of a single transfer cannot exceed 5,000 yuan. Secondly, the total amount of transfers per WeChat account per day is also limited. Generally speaking, each WeChat account can transfer up to 5,000 yuan per day. In addition, if the user's WeChat account has abnormal behavior, such as being suspected of illegal crimes, WeChat may restrict the user's transfer function.

In addition, if the user needs to make frequent transfer operations, or the transfer amount is large, it is recommended to bind a bank card for transfer. After binding a bank card, users can enjoy higher transfer limits and more convenient transfer methods. At the same time, binding a bank card can also facilitate users to perform other payment operations, such as online shopping, paying utility bills, etc.

To sum up, WeChat can also receive transfers without binding a card, and transfer money through the "change" function. However, this method has certain limitations, and there are certain restrictions on the transfer amount and total transfer amount. If the user needs to make frequent transfer operations or the transfer amount is large, it is recommended to bind a bank card for transfer. Bind a bank card to enjoy higher transfer limits and more convenient transfer methods. No matter which method you choose, users should pay attention to protecting the security of their accounts to avoid being infringed by criminals .

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