How to terminate JD Baitiao function

Jingdong Baitiao is an online consumer credit tool provided by Jingdong, allowing users to enjoy the convenience of spending first and paying later on the Jingdong platform. However, sometimes we may feel that we no longer need to use JD Baitiao, or we may want to close it once and for all. So, how to close Jingdong Baitiao?

First, we need to log in to our JD account. After logging in, we can find the "My JD.com" option in the upper right corner of the web page. Move the mouse over it, and a drop-down menu will pop up. We need to select the "Account" option to enter the account management page.

In the account management page, we can see a series of account-related information. We need to find the "JD Baitiao" option and click to enter.

After entering the JD Baitiao page, we can see some detailed information of Baitiao, including available quota, bill details, etc. We need to find the "Turn off white bars" option in the left sidebar of the page.

After clicking "Close Baitiao", the system will ask us for identity verification. This step is to ensure that only the account owner can close Jingdong Baitiao and protect the user's account security. We need to follow the system prompts and select the mobile phone or email we previously bound for verification.

After successful verification, the system will pop up a dialog box prompting us for subsequent operations to close Baitiao. We can choose whether to close the JD Financial account at the same time, if we have a related financial account. After the selection is completed, you need to click the "Confirm to close Baitiao" button, and the system will start processing the request to close Baitiao.

Once the application for closing Baitiao is submitted, the system will perform some review and processing work. We will need to wait patiently for a period of time, usually a few business days, for the closure request to be processed. During this period, we need to keep the phone open because JD customer service may contact us for confirmation.

Finally, the system will send us an email related to closing Baitiao, explaining the results and subsequent actions of closing Baitiao. We need to pay attention to the content of the email and follow the instructions in the email. Normally, we need to return Baitiao's arrears and remove JD Baitiao from our payment methods.

In general, to close JD Baitiao, you need to log in to your JD account first, then enter the account management page, and then select the option to close Baitiao. After completing the identity verification, fill in the relevant information for closing the white ticket and wait for the system to process the application. Finally, follow the instructions in the system email for subsequent operations, including repayment and deletion of payment methods. With the guidance of this operation process, I believe everyone can easily close Jingdong Baitiao.

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