How to apply for deferred repayment with Alipay Huabei

Alipay Huabei provides deferred repayment service. The application process includes: logging in to Alipay App, entering the Huabei page, clicking the "Deferred Repayment" button, selecting the extension period and submitting the application. The application conditions include: the Huabei account is normal, the current debt is more than 50 yuan, more than 3 days, and the application is limited to once per month. It should be noted that deferred repayment requires payment of handling fees. Overdue fees are suspended, but interest is calculated as usual. If the deferred repayment is not repaid by the expiration date, it will be deemed overdue.

How to apply for deferred repayment on Alipay Huabei?

Alipay Huabei provides a deferred repayment service, allowing users to apply for an extension of repayment under certain circumstances to avoid the impact of overdue payments.

Application process:

1. Log in to Alipay App: Open Alipay App and enter your account and password to log in.
2. Enter the Huabei page: Click the "Huabei" icon on the homepage to enter the Huabei page.
3. Click the "Deferred Repayment" button: At the bottom of the Huabei page, find the "Deferred Repayment" button and click it.
4. Select the extension period: Select the period to be extended, which can be extended for up to 10 days.
5. Submit application: Read the application agreement carefully, check the box and click the "Submit" button after agreeing.

Application conditions:

• The Huabei account is in normal status and has no overdue records.
• The amount owed for the current period is more than 50 yuan (inclusive), and the amount owed exceeds 3 days.
• You can only apply for deferment of repayment once per calendar month.

Note:

• Delayed repayment requires a handling fee, and the fee is calculated based on the deferred amount.
• No overdue fees will be incurred during the extension period, but normal interest will still be calculated normally.
• If you fail to repay on time after the extension expires, it will be deemed overdue.

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