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Is there a grace period for JD gold bars?

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Release: 2024-03-29 08:45:28
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Is there a grace period for Jingdong gold bars?

Answer: Yes

Details of grace period:

Jingdong Gold Bar provides a 7-day grace period, that is, repayment within 7 days from the day after the repayment date will not be considered overdue.

How to use the grace period:

  • On the repayment date, JD Finance APP will push a repayment reminder to you.
  • Click on the repayment reminder to enter the repayment page.
  • Select "Grace Repayment".
  • Complete the grace application according to the prompts.

Notes on the grace period:

  • The grace period is limited to the amount owed that has not been repaid on that day.
  • During the grace period, interest will still be calculated as usual.
  • After the end of the grace period, if the payment is still not made, it will be considered overdue and will incur penalty interest and affect your credit record.
  • The grace period can only be used once for the same loan.
  • The grace period is irrevocable and once the application is successful, it cannot be canceled.

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