Is there a grace period for Jingdong gold bars?
Answer: Yes
Details of grace period:
Jingdong Gold Bar provides a 7-day grace period, that is, repayment within 7 days from the day after the repayment date will not be considered overdue.
How to use the grace period:
- On the repayment date, JD Finance APP will push a repayment reminder to you.
- Click on the repayment reminder to enter the repayment page.
- Select "Grace Repayment".
- Complete the grace application according to the prompts.
Notes on the grace period:
- The grace period is limited to the amount owed that has not been repaid on that day.
- During the grace period, interest will still be calculated as usual.
- After the end of the grace period, if the payment is still not made, it will be considered overdue and will incur penalty interest and affect your credit record.
- The grace period can only be used once for the same loan.
- The grace period is irrevocable and once the application is successful, it cannot be canceled.
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