How to apply for deferment of loan repayment

There are two ways to apply for borrowing deferred repayment: borrowing web page and mobile phone. Application conditions include good credit and difficulty in repaying due to special circumstances. The application process includes three steps: selecting the number of extension days, submitting the application, and reviewing. After approval, the repayment plan will be updated and the deferred interest will be repaid in one lump sum at the end of the deferment. It should be noted that the extension application may not be approved, which will affect the credit evaluation. The number of extensions is limited, so it is recommended to repay on time.

How to apply for borrowing deferred repayment

How to apply for borrowing deferred repayment?

There are two ways to apply for borrowing deferred repayment:

• Jibei web page: Log in to the borrowing official website and go to "My Loans" ” page, find the loan that needs to be extended and click “Apply for Extension”.
• Jiebei Mobile App:Open Alipay, click "Jiebei" on the "My" page, find the loan that needs to be extended, and click "Apply for Extension" in "Repayment Plan" ".

Extension application conditions:

• The borrower has good credit and has no serious overdue behavior.
• The borrower has temporary difficulties in repaying due to special circumstances (such as unemployment, illness, etc.).

Application process:

1. Select the number of days for extension: the maximum number of days for extension is 30 days.
2. Submit application: After verifying that the application information is correct, click "Submit Application".
3. Review: Jiebei will review the application and usually provide the result within 1 working day.

After successful application:

• The repayment plan after extension will be automatically updated.
• The interest accrued during the extension period will be repaid in one lump sum at the end of the extension.

Note:

• Extension application is not guaranteed to be approved. Whether it is approved or not depends on the review result of Jiebei.
• Delayed repayment may affect Borrower's credit evaluation. Borrowers are advised to repay on time.
• The number of deferred repayments is limited, please use it with caution.

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