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How many days can the loan repayment be deferred?

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Release: 2024-03-30 13:33:29
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The loan extension period is 3 days. After the application is successful, the user can postpone the repayment date for 3 days without paying fees or interest. However, it should be noted that the number of deferrals is limited, generally once a year, and may affect your credit score.

How many days can the loan repayment be deferred?

Borrowing loan repayment extension period

Answer: 3 days

Detailed description:

Jiebei is Alipay’s consumer credit product that provides flexible repayment methods. If it is difficult to repay on time due to special circumstances, Borrower users can apply for deferred repayment service.

According to the relevant regulations of Alipay, the loan extension period is 3 days. After the application is successful, the user can postpone the repayment date for 3 days without paying any handling fees or interest.

Application process:

  1. Search "Biubei" on the Alipay homepage and enter the Borrowing page.
  2. Click "Overdue Repayment" or "Repay Immediately".
  3. On the repayment page, select the "Deferred Repayment" option.
  4. Fill in the application information according to the prompts, including the reason for deferred repayment and contact information.
  5. Submit the application and wait for review.

Note:

  • The deferment period is only 3 days, and repayment is still required after the due date.
  • The number of deferrals is limited, generally once a year.
  • Delayed repayment may affect your credit score. Users are advised to repay on time.

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