How to activate and use Alipay late payment_Alipay late payment activation tutorial and how to use it

php editor Youzi will introduce to you today how to activate Alipay Late Payment. Alipay late payment is a convenient payment method launched by Alipay, which can be used to pay later within the specified time. For many users, using Alipay to pay later saves money and improves the shopping experience. Below we will introduce in detail how to enable late payment using Alipay, so that you can easily enjoy this convenient service!

1. The requirement to activate the Alipay late payment function is that your Sesame points must be above 700. This function can only be activated by invitation. It will be gradually opened to more users in the future.

2. Late payment Rules: Provide transaction first, payment service the next day. Users can use it 5 times, 200 yuan each time, and restore the number of times after payment, with 0 fees for the whole process

How to use: When paying with Alipay scan or payment code, all payment channels are unavailable and each bank is manually selected The payment cannot be made successfully with any card. Click Close to use [Pay Later].

4. Use [Later Pay], the whole process is 0 fee. Come to Sesame Credit "Later Pay" at 24:00 the next day to make payment. If the timeout expires, the system will automatically deduct the money.

5. Pay on time Or if the deduction is successful, you can accumulate credit; orders that are not paid for 7 days will be overdue, affecting Sesame Points.

In order to solve the problem of credit reporting due to default and retain more users, Alipay has launched a new function - [Pay Later]. [Later Pay] focuses on personal temporary fund shortage needs. The [Later Pay] function can only be used when all payment channels in your Alipay are unavailable and manual selection of each bank card fails to pay successfully. Of course, this also has limited scenarios. It can only be used when scanning or paying with a payment code. It cannot be used for transfers and the like.

Using the [Later Payment] function, the whole process is 0-fee. You can come to Zhima Credit to make payment before 24:00 the next day. If it times out, Alipay will automatically initiate a deduction. Of course, the premise is that your Alipay account There are enough funds for it to be deducted, otherwise the deduction will fail. If it exceeds 7 days, it will be considered overdue. However, unlike Huabei and Jiebei, which are overdue and have to be reported to the credit reporting system, [late payment] overdue loans will not be included in the credit reporting system and will not affect our personal credit. It will affect the sesame points on our Alipay.

The [Later Payment] function can be used 5 times in a row, each time within 200 yuan, that is, we can overdraft up to 1,000 yuan, and if we repay the loan, the number of uses will be restored. This There will be no fees incurred during the process. If we use [Later Pay] to repay on time or successfully deduct money, we can also accumulate credit, thereby increasing our Zhima credit score on Alipay. Of course, this feature is not open to all of our Alipay users. There is a threshold limit. Only users with a Sesame Credit Score of 700 or more can use it.

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