php editor Baicao tells you that using Alipay reserve funds can automatically help you pay for orders when the account balance is insufficient, which is convenient and fast; the repayment period of Alipay reserve funds is relatively loose, and you can choose the appropriate repayment method according to your actual situation. The payment method eliminates the urgency of repayment. The reserve function makes payment more convenient and also improves the user's payment experience.
1. The reserve fund is a small first-aid amount, and the reserve fund is only 500 yuan. The 500 yuan reserve service does not require any interest or fees. The loan will be returned after 7 days, or you can return it in advance by yourself. After the return, you can withdraw it again, and you can withdraw it twice a month.
2. Alipay reserve funds can be withdrawn twice a month, and the borrowing period is 7 days. If you withdraw it on the 1st of each month, you only need to return it on the 8th. Yes, you can take the initiative to return it or wait for the system to automatically deduct the money. However, you must ensure that your Alipay balance, bound account and Yu'e Bao have enough funds to deduct the money.
Alipay reserve funds will be overdue if they are not returned on time. Although there will be no overdue fees during the active period, the use of the reserve funds will be restricted and the Sesame Credit Score will be affected, so it is best to repay on time. .
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