在网站中用户充值是把用户的钱充值到公司的总账户，记录用户的充值金额，当用户购买商品或发红包的时候计算用户余额，扣除相应的公司总账户金额，是这样吗
General websites do not record the user's balance. When settling, you directly use Alipay, WeChat Pay, and Tenpay, because these payments are the safest.
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General websites do not record the user's balance. When settling, you directly use Alipay, WeChat Pay, and Tenpay, because these payments are the safest.