Home Website Source Code Front-end template Blue electronic banking website template

Blue electronic banking website template

Electronic banking requires electronic payment in the financial industry, and the establishment of E-Bank (Electronic Bank) has become a product of the general trend.
First, a bank's head office provides a unified website address, and all transactions are completed by the head office's server. The branches only serve to accept on-site account opening applications and issue relevant software and hardware;
Second, each branch has a website and is connected to each other. Customer transactions are completed by local servers. The data is connected to the head office through the bank's internal network. The head office then transmits relevant data to the servers of other branches to complete the transaction process.
The first model is represented by Industrial and Commercial Bank of China, Bank of China and China CITIC Bank; the second model is adopted by China Construction Bank and China Merchants Bank.
One is the world's first online bank—Security First Network Bank (SFNB), which was established on October 18, 1995. It is also known as a virtual network bank or a pure network bank.
This type of online bank generally has only one specific office space and no specific branches, business counters, or sales personnel. The success of such banks mainly relies on business outsourcing and bank alliances to reduce costs.
The other is an online bank developed from a traditional bank. This type of bank is a branch of a traditional bank or a bank branch opened by an original bank using the Internet. It is equivalent to a new branch opened by a traditional bank, but it goes beyond the traditional form because its area is wider than the original one. Many customers can handle the original counter business through the Internet; this type of online banking accounts for 95% of online banks.
In 1997, China Merchants Bank took the lead in launching the online banking "One Nettong" and became the market leader in China's online banking business.
Since March 1998, Bank of China has taken the lead in launching online banking services in China. In April 1999, China Construction Bank launched online banking and conducted pilot projects in Beijing, Guangzhou, Sichuan, Shenzhen, Chongqing, Ningbo and Qingdao in my country, which marked a substantial step in the construction of online banking in my country.
In the late 1990s, Bank of China, China Construction Bank, ICBC, etc. successively launched online banking, opened online payment, online self-service transfer and online payment services, and initially realized true online financial services.
In September 1999, online banking services for enterprises were launched, and this part of the business was officially launched in 2000. China Merchants Bank has quietly started its "one-card" personal banking business for stock trading, thus adding another dimension to the development of electronic banking.
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